Many beginner investors wonder: “Should I enter now or wait until the market drops?” It sounds logical to wait for the perfect moment, but unfortunately, it doesn’t work that way in practice.
Many beginner investors wonder: “Should I enter now or wait until the market drops?” It sounds logical to wait for the perfect moment, but unfortunately, it doesn’t work that way in practice.
Marketing communication. Investing involves risks. You may lose (part of) your investment. Past performance is no guarantee of future results. Read the prospectus and the key information document before making an investment decision. Only invest money you can afford to lose and invest with a plan. The information in our articles is general and does not constitute personal investment advice.
The truth is that nobody knows whether the market is at a peak, a low point, or somewhere in between right now. Even professional investors rarely manage to time it consistently well.
And timing comes with quite a few risks: if you miss just a few of the best trading days in a year, you’re already missing out on a lot of returns.
The perfect moment does exist, but we only know when it was in hindsight.
Looking at the history of the stock market, you see a clear upward trend. For instance, global stock markets have grown by an average of 8% per year since 1987. Of course, with peaks and valleys, but the trend is clear: upward. That’s why the rule is: the earlier you start, the longer you participate in that rising trend.
The perfect entry point can’t be timed. Therefore, it’s better to start as soon as possible. Because the best results are achieved by investing for as long as possible.
Marketing communication. Investing involves risks. You may lose (part of) your investment. Past performance is no guarantee of future results. Read the prospectus and the key information document before making an investment decision. Only invest money you can afford to lose and invest with a plan. The information in our articles is general and does not constitute personal investment advice.
The manager of UpToMore Fund N.V. has decided to terminate and wind up the UpToMore Fund.
UpToMore has experienced limited growth over the past period. In order to continue managing an investment fund in a responsible and efficient manner and to consistently charge low costs to participants, a significant fund size is required in the long term. The current size and growth of the fund provide insufficient prospects for this.
As of this coming Monday, automatic direct debits will no longer take place.
From 7 August 2026 (4:00 PM), it will no longer be possible to make investments.
You can sell your investments via the app or web app until 28 August 2026 (4:00 PM). This sale will take place under the usual conditions and based on the applicable net asset value (NAV). There are no costs associated with this.
If you have not sold your investments yourself before 28 August 2026 at 4:00 PM, your total investment will be automatically redeemed by UpToMore as of 31 August 2026. You will receive the value of your investments as soon as possible thereafter based on the final net asset value as of 31 August 2026. There are no costs associated with this either.
Have you invested via direct debit(s) after 1 July? Then that amount will be refunded 56 days after the direct debit(s).
The remainder will be paid out as quickly as possible (estimated: after a maximum of 2 days).
From 1 August 2026, UpToMore will not charge any costs on your investment.
This termination is free of charge. All additional costs associated with the winding up of the UpToMore Fund will be borne entirely by the manager. No settlement costs will be charged to the fund’s assets or your distribution.
As usual, the proceeds will be transferred directly to your account. This is expected to take a maximum of 2 days.
If you have any questions about this message, you can contact customer service via the app or web app.
Last but not least: many thanks for the trust you have placed in us!
Kind regards,
The UpToMore Team
