UpToMore makes investing more affordable for both small and large budgets. The returns go to you, not to the bank or asset manager.
When you’re proud, you can be transparent. For €0.99 per month and 0.1% per year on your investment, your money grows without unnecessary costs.
The ETF costsETF stands for Exchange Traded Fund: This is a collection of stocks. are automatically settled, without additional markup. They average about 0.17% per year. These costs can go up to 1% with other providers.
We’re proud of our low costs, so we’ve created an overview of the most well-known providers and their costs for you. Below is a cost example if you invest €150 per month for 10 years. Want to compare the costs for your situation? Check out the cost comparison tool.
This overview includes all costs of asset managers including underlying fund costs as known on 20-02-2025 with an expected return of 8.45%. For banks, current account costs are not included.
We charge the costs on your investment balance daily and the €0.99 on the last day of the month. No balance? Then you don’t pay us anything, which is fair.
Costs make the only real difference when you choose passive investing in the world economy. A difference of 0.2% may seem small, but can mean thousands of euros in the long term.
We’ve removed a link Bank/broker from the process. This saves on costs and allows us to let all of Europe invest at an extremely low price.
You invest in the UpToMore Fund, and that fund invests in ETF “s.
The providers of those ETF” s also charge costs — these are already included in the price of the ETF.
On average, ETF costs are around 0.17% per year (this varies per ETF — check the current figures on our website)
Good to know: ETF costs always apply, regardless of where or how you invest in them.
Every euro in costs is a euro that’s not working for you. Even small differences add up. Are you paying 0.50% more elsewhere? That could cost you hundreds of euros in the long run.
That’s why we keep costs low, so you can keep more of your returns.
Current value = number of Units × value per Unit
Total return = value – net investment
You can track your return per month, half year, year, or total duration.