4.5/5

Our Investments

The UpToMore Fund invests in carefully selected ETF “s (exchange-traded funds): broad collections of stocks that invest sustainably and socially responsibly. All ETF” s in our fund comply with Article 8 of the EU regulations for sustainable investments (SFDR). Since we always choose the most cost-efficient variants, the annual costs for these ETFs average only 0.22%.

iShares MSCI World SRI UCITS ETF EUR (Acc) AEX EUR

Weight: 14.80% – Costs 0.20%

  • Invests globally in companies with high scores in environmental, social, and governance (ESG) areas.
  • Avoids companies involved in harmful activities, such as fossil fuels.
  • Aims to achieve sustainable growth of capital and income.

Amundi MSCI World SRI Climate Net Zero Ambition PAB UCITS ETF Acc (C)

Weight: 14.80% – Costs 0.18%

  • Focuses on companies worldwide that excel in their ESG scores and comply with the guidelines of the Paris Climate Agreement.
  • Excludes companies that have negative social or environmental impacts.
  • Aims for climate-friendly investment.

Amundi S&P 500 ESG UCITS ETF Acc PAR EUR

Weight: 9.60% – Costs 0.12%

  • Tracks the S&P 500 Index, but with a focus on sustainability.
  • Invests in American companies that meet strict ESG criteria, while maintaining a sector distribution comparable to the traditional S&P 500.

UBS (Lux) Fund Solutions MSCI World Socially Responsible UCITS ETF (USD) A-acc ETF GER EUR

Weight: 14.80% – Costs 0.20%

  • Focuses on emerging markets and invests in companies with strong ESG scores.
  • Excludes controversial sectors and follows a benchmark that aligns with EU climate transition standards.

iShares MSCI EMU ESG Enhanced UCITS ETF EUR (Acc)

Weight: 6.60% – Costs 0.12%

  • Focuses on companies from European countries within the Eurozone with strong ESG scores and low carbon emissions.
  • Avoids controversial sectors and complies with EU standards for climate transition.

iShares MSCI Europe SRI UCITS ETF EUR (Acc) AEX EUR

Weight: 9.80% – Costs 0.20%

  • Invests in sustainable companies from developed European markets with high ESG scores.
  • Avoids companies involved in harmful activities.
  • Focus on socially responsible investing.

Xtrackers MSCI World ESG UCITS ETF 1C GER EUR

Weight: 14.80% – Costs 0.20%

  • Offers global exposure to companies with excellent ESG performance and low carbon emissions.
  • Based on a broad market index and selects companies that prioritize sustainability.

iShares MSCI EM ESG Enhanced UCITS ETF USD (Acc)

Weight: 14.80% – Costs 0.18%

  • Focuses on emerging markets and invests in companies with strong ESG scores.
  • Excludes companies active in controversial sectors.
  • Follows a benchmark that complies with EU standards for climate transition.
Name ISIN Weighting Cost Last updated
iShares MSCI World SRI ETF IE00BYX2JD69 14.80% 0.21% 07-09-2025
Amundi MSCI World SRI Climate Net Zero ETF IE000Y77LGG9 14.80% 0.18% 07-09-2025
Amundi S&P 500 ESG ETF IE000KXCEXR3 9.60% 0.13% 07-09-2025
UBS MSCI World SRI ETF LU0950674332 14.80% 0.20% 07-09-2025
iShares MSCI EMU ESG Enhanced ETF IE00BHZPJ015 6.60% 0.19% 07-09-2025
iShares MSCI Europe SRI ETF IE00B52VJ196 9.80% 0.24% 07-09-2025
Xtrackers MSCI World ESG ETF IE00BZ02LR44 14.80% 0.25% 07-09-2025
iShares MSCI EM ESG Enhanced ETF IE00BHZPJ239 14.80% 0.29% 07-09-2025
8 funds 100% 0.2158%
What is the Expected Return?

With UpToMore, you invest in thousands of companies worldwide, allowing you to benefit from the growth of the global economy. Historically, it has grown by approximately 8% per year. For example, the well-known MSCI World Index has risen by an average of 8.71% per year between December 31, 1987, and June 30, 2025. To calculate your net return from this, you only need to subtract the costs: approximately 0.18% for the ETFs UpToMore invests in, plus 0.1% and €0.99 per month for UpToMore itself. Please note that past performance is no guarantee of future results and your actual return may vary.

UpToMore invests in sustainable, socially responsible ETFs that comply with Article 8 of the EU rules for sustainable investing (SFDR). While there are various theories about the influence of sustainability on returns, research shows that these sustainable funds generally perform no significantly better or worse than traditional funds in the long term.