WHY PAY
TOO MUCH?
We take pride in our low costs, which is why we’ve created an overview comparing the most well-known providers and their fees. Below is a cost example for investing €150 monthly over 10 years.
UpToMore makes investing more affordable for both small and large budgets. The returns go to you, not to the bank or asset manager.
When you’re proud, you can be transparent. For €0.99 per month and 0.1% per year on your investment, your money grows without unnecessary costs.
The ETF costs are automatically settled, without additional markup. They average about 0.22% per year. These underlying costs can reach up to 1% with other providers.
Investing in stocks without risk doesn’t exist: we all know that prices can go up or down. You can lose part of your investment. By using the right approach to invest for the long term, you can limit that risk and significantly increase the chance of a good return.
We take pride in our low costs, which is why we’ve created an overview comparing the most well-known providers and their fees. Below is a cost example for investing €150 monthly over 10 years.
Comparison based on known rates as of October 13, 2025, including underlying fund costs, and taking into account a comparable investment policy as much as possible. Only costs have been compared; differences in additional services have not been included. Important information about the comparison.
We charge the costs on your investment balance daily and the €0.99 on the last day of the month. No balance? Then you don’t pay us anything, which is fair.
Costs make the only real difference when you choose passive investing in the world economy. A difference of 0.2% may seem small, but can mean thousands of euros in the long term.
We have removed a link from the process. This saves on costs and allows us to let all of Europe invest at an extremely low price.
Every euro you pay in costs will not generate returns later. In the long term, this adds up due to the compound interest effect.
At UpToMore, you invest at very low costs compared to other asset managers. This is possible because all our processes are digitized.
With the UpToMore Fund, you invest in global stock markets. Over the past decades, they have experienced ups and downs, but on average they have grown by about 8% per year.
Read more about the best investment strategy here.
Investing involves risks. The value of your investment can rise or fall and you may lose part of your deposit. A historical average offers no guarantee for the future.
Due to the different cost structures of providers, it’s quite difficult to calculate what you’ll pay with a provider. That’s why on our cost page you’ll find a cost comparison between us and other asset managers for a common scenario (investing €150 per month for 10 years).
Want to do the calculations yourself? Make sure you add up all costs: both the costs of the broker or asset manager itself, and the costs of underlying ETFs (or other financial instruments) in which investments are made. The costs of ETFs (or other funds) can be found in the KID (Key Information Document) under “ongoing costs” and “transaction costs”.