The UpToMore Fund invests in global stock markets in the most cost-efficient way possible with broad diversification.
We follow a passive investment strategy and invest in carefully selected passive index trackers, also known as ETF “s (exchange-traded funds). These ETF” s offer broad diversification and focus on sustainable and socially responsible investing.
All ETFs in the fund comply with Article 8 of the EU Sustainable Finance Disclosure Regulation (SFDR). By consistently choosing the most cost-efficient variants, the average annual costs of these ETFs are only 0.21%.
Weight: 11,02% – Cost 0,21%
Weight: 12.71% – Cost 0.18%
Weight: 16.10% – Cost 0.13%
Weight: 10.17% – Cost 0.20%
Weight: 15.25% – Cost 0.19%
Weight: 8.48% – Cost 0.24%
Weight: 11.02% – Cost 0.25%
Weight: 15.25% – Cost 0.29%
| Name | ISIN | Weighting | Ongoing Charges | Transaction Costs | Total Costs | Date KID |
| iShares MSCI World SRI ETF | IE00BYX2JD69 | 11,02% | 0,20% | 0,01% | 0,21% | 30-05-2025 |
| Amundi MSCI World SRI Climate Net Zero ETF | IE000Y77LGG9 | 12,71% | 0,18% | 0,00% | 0,18% | 02-04-2025 |
| SPDR S&P 500 Leaders UCITS ETF | IE00BH4GPZ28 | 16,10% | 0,03% | 0,10% | 0,13% | 30-05-2025 |
| UBS MSCI World SRI ETF | LU0950674332 | 10,17% | 0,20% | 0,00% | 0,20% | 11-06-2025 |
| iShares MSCI EMU ESG Enhanced ETF | IE00BHZPJ015 | 15,25% | 0,12% | 0,07% | 0,19% | 26-11-2025 |
| iShares MSCI Europe SRI ETF | IE00B52VJ196 | 8,48% | 0,20% | 0,04% | 0,24% | 30-05-2025 |
| Xtrackers MSCI World ESG ETF | IE00BZ02LR44 | 11,02% | 0,20% | 0,05% | 0,25% | 10-11-2025 |
| iShares MSCI EM ESG Enhanced ETF | IE00BHZPJ239 | 15,25% | 0,18% | 0,11% | 0,29% | 25-11-2025 |
| 8 funds | 100% | 0,15% | 0,05% | 0,2084% |
Last update 18-12-2025.
The UpToMore Fund only invests in ETFs with the SFDR Article 8 classification. This means that these funds invest at least 80% in companies and projects where sustainability plays an important role. They focus on issues such as cleaner production, better working conditions, and equal opportunities.
We invest less in sectors that can cause significant damage, such as coal, weapons, or tobacco. At least 80% of all investments go to investments that meet sustainability criteria.
ETF stands for Exchange-Traded Fund: it’s an investment fund whose shares you can buy and sell on the stock exchange.
Such a fund typically invests in a large collection of financial products like stocks and/or bonds. When you buy a share of an ETF that focuses on stocks, you’re not investing in just one company, but in hundreds or even thousands simultaneously.
Through UpToMore, you invest in ETF “s with shares of companies worldwide. You don’t have to choose from thousands of ETF” s yourself: we’ve made a selection based on low costs, regional diversification, and sustainability.
Please note: the value of your investment can both rise and fall. You may lose (part of) your investment.
What is dividend leakage?
Dividend leakage means that foreign tax is levied on the dividend (a company’s distribution of profit because you directly or indirectly own shares) that you, as an investor, cannot reclaim in your own tax return. It usually concerns a small amount. There is no standardised reporting from providers of investment products on the exact size of this so-called dividend leakage.
Is there dividend leakage at UpToMore?
Yes, because through our ETFs we invest in shares worldwide. At UpToMore this is estimated at 0.25% to 0.30% of the fund assets (calculation December 2025).
Be careful when comparing
Some providers claim large tax benefits (such as a “dividend benefit”) compared to other providers, without making clear how that benefit is calculated.
You need precise figures over the past years – both on the tax paid by the fund and the tax that investors can reclaim – to determine what the potential advantage for that fund could be. You can then compare that figure with other providers, provided they have a similar investment policy. Your final return is determined by more factors, including investment performance and costs.
Please note: Investing involves risks. The value of your investments can go up or down, and you may lose part or all of your initial deposit.